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Housing & Community « Real Life Stories »
Real Life Stories
Building on Basics
Learn what the FHLBank Pittsburgh is doing to help
build the basics for success in neighborhoods and communities
throughout the region.
Affordable Housing Program Success
Doubly Blessed: New Homes Dedicated for Two Families in Sussex County, Delaware’s Georgetown Point
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Not too long ago, the Roblero Perez and Sanchez Garrido families of Sussex County, Delaware, were living in rental housing that lacked adequate heat and was structurally unsound. That all changed recently when both families were presented the keys to their new homes, which they helped build in Georgetown Point. The homes were part of the first phase of the Habitat project being built by volunteers in the community.
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Community Lending Program Success
Barking Up the Right Tree – First Resource Bank Uses CLP to Support Growing Internet-based Business in Exton, PA
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Jill Gizzio founded DogToys.com, a successful Internet-based business in Exton, Pennsylvania, just outside Philadelphia, in 1997 with $20,000 in personal savings. DogToys.com sells thousands of high quality pet supplies through its websites and affiliate sites. Since then, she has nurtured it into a multi-million dollar business, with four full-time and a number of seasonal part-time employees. So successful has this e-tail business been that it outgrew the warehouse space the company had been leasing. That’s when Gizzio decided to purchase her own building to be used as a distribution point and business headquarters.
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First Front Door Success
Stephanie Maddrey Decorates a Wedding Cake - and a New Home
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Like so many other Americans, Stephanie Maddrey and her fiancé, Gary, longed for all the good things life has to offer - a happy marriage, a family and a place to call home.
In October 2006, those plans started coming together for the Philadelphia couple, thanks in part to FHLBank’s program for first-time homebuyers.
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Banking On Business Success
The Proof is in the Pudding…BOB-funded Business Dishes up Homemade Desserts
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“Down Home Homemade Pudding,” based in Factoryville, PA, has provided its homemade rice pudding to delis, grocery stores and restaurants throughout Northeast Pennsylvania and neighboring areas of New York and New Jersey for two decades. The wholesaler carries a unique selection of all natural rice pudding products, which are gluten- and preservative-free. The company also has a niche in the pudding market by offering a line of sugar-free puddings to its diabetic customers.
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Blueprint Communities
Continuing the “Blueprint” for Change in Wilkinsburg
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Positive change is happening throughout the Borough of Wilkinsburg, a 2.1-square-mile community located nine miles east of downtown Pittsburgh, Pennsylvania. In 2005, Wilkinsburg was named one of 22 Pennsylvania Blueprint Communities (BC) – an FHLBank Pittsburgh initiative designed to help older neighborhoods get their second wind and plan for community renewal. Over the past seven years, it has been full steam ahead for Wilkinsburg BC team members.
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Letters of Credit
Rural Hospital Locks in New Facility with LOC Financing
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Corry Memorial Hospital has been a community fixture for nearly 60 years in the town of Corry, Pennsylvania, located about 30 miles from the city of Erie. And like many rural hospitals, it has seen its infrastructure age and bed utilization decline with a significant shift from inpatient to outpatient services. Hospital administrators worked for years to come up with the financing to build a new hospital to better respond to community needs.
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